Chapter 7 Income Screen

U.S. federal · Bankruptcy

Chapter 7 Bankruptcy Income Screen

Compare annualized current monthly income with the U.S. Trustee median for a filing date, household size, and jurisdiction.

Legal review preview

When this applies This worksheet covers the median-income comparison in Form 122A-1. It uses the amount entered from the official form. Exceptions, deductions, and the rest of the means test require separate review.

Enter your figures

Start with your own figures or load the example.

Calculator inputs

Use the date the filing period should be based on.

Use the jurisdiction applicable on Form 122A-1.

Use the household size applicable on Form 122A-1.

Use line 11 of the form. Enter a leading minus sign if the completed form shows a negative amount. Amount in U.S. dollars.

Worked example

See how it works

An entered monthly income of $5,000 annualizes to $60,000. The comparison depends on the applicable table and household size.

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Method & sources

Multiply the current monthly income by 12. Select the U.S. Trustee table effective on the entered filing date, then apply the table’s family-size adjustment when the household has more than four people.

Which monthly income should I enter?

Use the completed current monthly income amount on line 11 of Form 122A-1, including the spouse column when applicable. The form explains the six full months to use and how to determine which income counts.

Official references

Sources reviewed . Data snapshot through .

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